Sending money back home is one of the most common needs for NRIs in Germany. This guide compares the top services available in 2026.
Top Services Compared
Wise (formerly TransferWise) Best for: Mid-range transfers Fees: 0.3-0.5% Speed: 1-2 business days
Remitly Best for: Regular small transfers Fees: Varies Speed: Minutes to 3 days
Western Union Best for: Cash pickup in India Fees: Higher but convenient Speed: Minutes
Tips for Best Rates
- •Compare rates before each transfer
- •Avoid bank-to-bank international transfers (high fees)
- •Use services that offer the real mid-market rate
- •Set up rate alerts for favorable exchange rates